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Uluslararası Sosyal Araştırmalar Dergisi / Thé Journal of International Social Research became a member of Cross Reff since 2014 and started to assign DOI numbers to the articles. Bu Dergi DOI ve Crosscheck üyesidir


Abstract


EVALUATION OF PTT’S POSTAL PARTICIPATION BANKİNG SCENARIO BY SWOT ANALYSIS

Participation banking is a banking method that has increased in recent conditions and is an alternative to deposit banks. In participation banking, interest is replaced by profit and loss as a financial input. Participation banks are not required for economical use with the principle of interest-free relation, with the money or money expressed as under-pillow (claim) in economics, which remains idle for various reasons. Islamic belief describes interest as an unfair gain that does not correspond. This entry participation banks may be the reason for the preference of the groups that show sensitivity to interest to the official welcome. In this study, it is aimed to be analyzed to add participation banking functions to PTT services. In the research literature, the transition course from PTTBANK, which operates in agency banking through postal branches and plans to take its place among participation banks with its vision of postal participation banking, is addressed. Strengths and Weaknesses, Opportunities and Threats of PTT participation banking application were evaluated by SWOT analysis. It turns out that transforming PTTBank into participation bank has many socio-economic benefits and is the reason.



Keywords
Participation Bank, Posta Participation Bank, Financial inclusion, Riba, SWOT Analysis



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